WHY DO THEY KEEP BOTHERING ME? When you are ready to buy a home, you will go through the process of getting pre-qualified for a home loan. You may obtain your pre-qualification from the bank or credit union that you have been using all of your adult life, or you may get pre-qualified by a …
FOCUSING ON YOUR GOALS. Congratulations, you did it, you got approved for a home loan! Now what? If you are like some of our clients, you may have done a double take when the lender told you how much you were actually approved for. Before we get ahead of ourselves, hopefully you will appreciate this …
DO I QUALIFY? So let’s get right down to the nitty gritty. You have decided maybe it’s time to stop renting and to lay down some roots. Great decision! There is a high correlation between homeowners and financial stability. In fact, Keeping Matters Current, says that, “Homeowner’s Net Worth will be 45 times great than renters.” …
Here is how the average home purchase will look from start to finish… Obviously there are many factors in determining the exact process including the type of loan you get, the type of sale (i.e. foreclosure, owner-finance, etc.) and who you are buying from. Use this framework and talk with your agent to have a reasonable …